Attention homeowners in Lexington and Richland Counties: Need an appraisal?
Check out the top 7 reasons SC homeowners need Ashley Urso Appraisals, LLC.:
Need help deciding the price of your house in or near Columbia, SC?
We at Ashley Urso Appraisals, LLC. understand the special needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. As our client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Ashley Urso Appraisals, LLC. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value judgement than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We're experts in helping customers just like you do away with unneeded and unwanted PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if you live in a local area that is going down. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. An appraisal from Ashley Urso Appraisals, LLC. is your perfect weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Ashley Urso Appraisals, LLC. can provide you with a professional appraisal that will help you reinstate your home equity line of credit.
We Also Provide Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for accuracy, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your house.